In today's day and age, almost everything is done online, and that includes auto insurance. Forget about the era where comparing rates meant spending hours on the phone calling one insurance company after another and welcome to the age of online auto insurance quotes. However, before you jump into the online quote process with both feet, there are some things you need to know.

Apples to Apples

Whenever you compare auto insurance quotes online make sure you are getting apples to apples comparisons. Get your current policy out and make sure the quote is run on the same coverage you currently have. This way you know if you're really getting a good deal or if the company is just underselling you to get you in there with a cheaper rate.

Money Isn't Everything

When it comes to auto insurance, money isn't everything. Sure, it's tempting to jump onto a price comparison site and get the insurance with the lowest cost. That, however, can be a big mistake if you end up needing to file a claim in the future. Not all insurance companies are created equal and you're going to want a policy with one that will be there for you in your time of need.

Websites like StarReviews.com review the different online auto insurance quotes websites, allowing you some insight into factors other than price. For 2008 they have rated Progressive and Insurance as the top two out of the sites they reviewed.

By doing the proper research and keeping the above two tips in mind, you can get a great policy at an affordable price, and with a reliable company that will be there when you need them.