Delray Credit Counseling is a non-profit educational service that offers a variety of financial educational services. Ranging from non-profit free credit counseling, debt consolidation, budgeting, understanding credit reports and scores as well as understanding credit card charges. Delray Credit Counseling services the Debt Management Program (DMP) offered to consumers by the banks and finance companies. This program combines the accounts a consumer is looking to include into one monthly payment and the interest rates are typically reduced or eliminated. If a consumer's accounts are being billed late or over-limit fees those will stop once the account are set up into the DMP.

There are also too many resources offered on the website. The website offers for comprehensive material on subjects such as Budgeting, Credit Reports, Credit Scores and Understanding Finance Charges. The website also provides for extensive links to resources to assist consumers in finding the answers they need on topics such as Taxes and Home Mortgages.

This all makes it a good service provider.

I give it 4 stars rating.