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Payday Loans are Under Fire



As more and more states work toward legislation that restricts the activities and interest charged by payday loan companies, consumers who have varying opinions on the unconventional lenders argue amongst themselves. Who's right and who's wrong? That all depends on who you ask.

The Proponents

Those in favor of payday loan stores feel the businesses offer a much needed service. Where else can the credit-challenged go for emergency cash? When you don't have enough money to put dinner on the table, a payday loan can begin to look like a godsend, and many of the people who use them don't appreciate the government trying to step in and say what they can and can not do.

The Naysayers

Those who are against payday loan store practices and in favor of legislation say that payday loan companies prey on the poor and underprivileged, often charging interest rates in excess of 200 percent. While they don't necessarily feel all payday loan stores should be shut down, they do think there needs to be limits put on what they can and can not charge their borrowers.

?For Those in Need

For those who need payday loan, but don't want to be taken in by unscrupulous lenders who overcharge, research is a must. The Internet is a good place to start, with companies like Star Reviews rating the payday lenders who are on the up and up. Until legislation is passed to regulate these lenders, consumers have to watch out for themselves.

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Payday Loans Under Fire | Payday Loan Stores | Payday Loan Companies



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