With the recent credit crunch true business credit cards are becoming more and more scarce.  One excellent alternative to the traditional business credit card is the American Express® Preferred Rewards Gold Card.  This card really shines if you are looking for a charge card with an excellent rewards program and an array of benefits.

• Year-end financial statement.
• Guaranteed hotel reservations.
• Various travel and emergency assistance services.

Through the rewards program, you'll earn one point per dollar spent on all purchases. Plus, you'll receive 10,000 bonus points after your first purchase, which is redeemable for a $100 gift card at participating merchants and retailers. Points are redeemable for travel on over 21 airlines and for plenty of other rewards. The American Express Preferred Rewards Gold Card earns our Gold Star rating!

Show off your business is eco-savvy and go Green with the Biodegradable Discover® More Card! Issued by Discover, the Biodegradable Discover® More Card is the only credit card that will biodegrade in landfill or compost-like conditions. We love this feature and the fact that it makes this card is as easy on your wallet as it is on the planet.

• Earn from 5% to 20% Cashback Bonus at Top Online Retailers
• Plus get up to 1% Unlimited Cashback Bonus on All Other Purchases

This Discover More Card has no annual fee and as of this review, features an introductory rate of 0% on purchases.  After the introductory period, the rate on purchases remains quite reasonable. This card also comes loaded with great services and benefits such as travel accident insurance, auto rental insurance, and various fraud and security protection services. Although not a true business credit card, this card substitutes nicely and recives 5.5 stars and our silver star award.