Finding low interest credit cards isn't always easy, especially when you consider just how different one credit card company's definition of "low interest" can be from another. How do you know you really have a low interest credit card? How do you find the best credit cards available? Star Reviews is making it easy.
Star Reviews decided to compare low interest credit cards for the purpose of creating low interest credit card reviews. Pulsaski Bank Gold Visa is one of the credit cards we studied. Our findings are outlined in the review below.About Pulaski Bank Gold Visa:If you have excellent credit, the Pulaski Bank Gold Visa may be exactly what you're looking for. With no annual fee and a fixed interest rate of less than 10 percent, the terms of this credit card are pretty hard to beat. Pulaski Bank Gold Visa also provides cardholders with easy account access, free auto rental insurance and travel and emergency services, making the deal even sweeter.
Website Navigation:The website for the Pulaski Bank Gold Card was very user friendly and easy to navigate. The online application consisted of a simple form and the terms and conditions were clearly displayed and very easy to understand.
Star Reviews' Favorite Feature: A fixed interest rate of less than 10 percent isn't something to take lightly.
Features:
- Online account access.
- Lost and stolen credit card reporting.
- Emergency credit card replacement.
- No liability for unauthorized transactions.
- Free auto rental insurance
- Free travel and emergency services.
Introductory Offers:
- 0% interest rate on balance transfers for a period of 6 months.
Standard Terms:
- 9.5 percent interest rate.
- No annual fee.
- 25-day grace period.
- $1,000 minimum line of credit, $20,000 maximum.
- Late fees are $15 for balances up to $100, $29 on balances of more than $100 but less than $1,000 and $35 on balances of more than $1,000.
- $35 over-the-limit fee.
- No cash advance fees
- No balance transfer fees.
Customer Support:
Customer support for the Pulaski Bank Gold Visa website is available via online form. It did, however, take us almost 3 full business days to receive a response to our email inquiry.
Upside:
Low interest rate, no annual fee and online account access.
Downside:
No rewards opportunities, poor customer support.